ANSES Credit Installments: How to Know How Much You Owe

The credits that ANSES granted to workers and retirees in recent years remain valid for those who have not yet finished paying off the loan. Through the Mi ANSES platform, beneficiaries can check the status of their financing and see the details of each installment.

In addition to verifying the outstanding balance, the agency allows access to information about the debit calendar, the amount of the installments, and other data related to the loan repayment.

Step by Step to Check Your Credit Status in Mi ANSES

Individuals who have requested an ANSES Credit can know the status of their loan by logging into Mi ANSES with their CUIL number and Social Security Key. Once inside the platform, they should select the option "ANSES Credits", where all the information related to the financing can be found.

In that section, it is possible to check the number of pending installments, the amount of each one, the remaining balance of the loan, and even modify the CBU of the bank account from which the automatic debits are made. This way, beneficiaries can keep an updated track of their debt.

Amount of Installments and Collection of Administrative Fees

ANSES reminded that the installments maintain the same value from the second to the last of the payment plan. The only exception is the first installment, which includes the administrative fees associated with granting the credit.

For that reason, those who compare the first deduction with the following ones may notice a difference in the debited amount. Once this initial stage is surpassed, the value of the installments remains fixed until the loan is paid off.

Debit Calendar: Key Dates Between the 1st and 10th of Each Month

The installments of the ANSES Credits are automatically deducted from the bank account reported by the holder between the 1st and 10th of each month. Therefore, it is important to have sufficient funds to avoid inconveniences at the time of the debit.

If the agency cannot make the deduction due to lack of money in the account, the pending installment is added to the next month's. In those cases, in addition to paying two installments together, interest for late payment may apply, so ANSES recommends periodically checking bank movements.

Current Alternatives: Loans for Retirees and Workers in Banks

The ANSES Credits have stopped being granted after the change of national management, so currently it is not possible to request a new loan through the social security agency. However, those who have already accessed the benefit must continue with the payment plan until the debt is settled.

As an alternative, various public and private banks offer lines of credit for retirees, pensioners, workers, and beneficiaries of some social benefits. Each entity establishes its own conditions, interest rates, and requirements, so it is advisable to compare options before requesting a loan.

Although for the moment ANSES has not enabled new lines of financing, beneficiaries who maintain an active credit can check all the information about their loan from Mi ANSES. Periodically reviewing the status of the installments and respecting the debit dates helps avoid surcharges and keep the payment plan up to date.